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DELETE!
The high UT is certainly hurting the score. But is it hurting more than the AAoA it adds? Good question. If you have SW or another monthly FICO source have your self taken off for a month and see what the score does. Then either get added back on or leave as is.
@boomhower wrote:The high UT is certainly hurting the score. But is it hurting more than the AAoA it adds? Good question. If you have SW or another monthly FICO source have your self taken off for a month and see what the score does. Then either get added back on or leave as is.
+1