In an effort to rebuild my credit, I applied for the cj card and it seems I have a $2500 limit. So I'll make my purchase and keep it at 10% utilization thanks to all the info I have. Hopefully, by doing that and keeping my 2 $300-500 cards down 10% (was at 90% up to now, that'll change) I'll see a major fico boost.
I cannot thank you for all of the great tips and hope to have a strong success story. Until then, thanks for this tip!