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Redeemed Barclay's- Closing it! Anyone else closing them??

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Anonymous
Not applicable

Re: Redeemed Barclay's- Closing it soon!

I did that with my Barclays as well after they AA on me after I raised my FICO 150 points from when they approved me because I opened 3 cards in 6 months and I had too much credit I wasn't using. **bleep**? They want me to be maxed out?

Anyway... it feels great! I don't think it will matter to them but it's the principle and as I said it feels great!
Message 11 of 35
Anonymous
Not applicable

Re: Redeemed Barclay's- Closing it soon!


@grillandwinemaster wrote:

"If he gets up, we'll all get up, it'll be anarchy!!"

 

Who else is canceling Barclays??


Well i have 2 cards with Barclays (A+ and HA) with 10K each and i want to combine CL and close my A+, the think is i have over $500 in rewards sitting there, i heard the redeem for travel is the best redemption option but no travel in line yet, anyways when i figure out how to redeem my points i will definitely close it, i will keep my HA because i opened it recently and still working on the bonus (50K ) that i going to use it in a trip to Hawaii with the family.

 

Anyways, if someone knows how to redeem my points getting the most of it will be great so i can definitely get rip of the card, I never have a problem with them but who knows what can happen

 

Message 12 of 35
grillandwinemaster
Valued Contributor

Re: Redeemed Barclay's- Closing it soon!


@Anonymous wrote:
I did that with my Barclays as well after they AA on me after I raised my FICO 150 points from when they approved me because I opened 3 cards in 6 months and I had too much credit I wasn't using. **bleep**? They want me to be maxed out?

Anyway... it feels great! I don't think it will matter to them but it's the principle and as I said it feels great!

Good move DJ...

Your scores are looking good, especially your Transunion, which is What they tend to look at.  No need for them to behave like a jealous lover! Fatal Attraction anyone... Lol


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 13 of 35
Anonymous
Not applicable

Re: Redeemed Barclay's- Closing it! Anyone else closing them??

Time to boil a bunny
Message 14 of 35
gdale6
Moderator Emeritus

Re: Redeemed Barclay's- Closing it! Anyone else closing them??

Will be canceling my platinum Sallie Mae on 2/28/17 will let the world transfer to the new account setup its real cheap on interest.

Message 15 of 35
gdale6
Moderator Emeritus

Re: Redeemed Barclay's- Closing it! Anyone else closing them??

Will be canceling my platinum Sallie Mae on 2/28/17 will let the world transfer to the new account setup its real cheap on interest.

Message 16 of 35
Themanwhocan
Senior Contributor

Re: Redeemed Barclay's- Closing it! Anyone else closing them??


@gdale6 wrote:

Will be canceling my platinum Sallie Mae on 2/28/17 will let the world transfer to the new account setup its real cheap on interest.


How cheap?





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 17 of 35
gdale6
Moderator Emeritus

Re: Redeemed Barclay's- Closing it! Anyone else closing them??


@Themanwhocan wrote:

@gdale6 wrote:

Will be canceling my platinum Sallie Mae on 2/28/17 will let the world transfer to the new account setup its real cheap on interest.


How cheap?


10.24% purchase rate my 2nd best card.

Message 18 of 35
Anonymous
Not applicable

Re: Redeemed Barclay's- Closing it soon!

Nope. And if Barclays ever does AA on me, I will be very sad. A few reasons. 1) I fly JetBlue frequently. 2) I have a young credit history and they are by far my largest limit card. Just recently went from $6k to $8.5k and also got a 4 point APR decrease. 3) I love that they have chip + PIN since I'm in Europe several times a year.

 

So I'm only hoping to grow with Barclays. By the way, it does seem like the OP alluded to closing Barclays due to AA fear in their initial post. Wrong wording I guess.

Message 19 of 35
Themanwhocan
Senior Contributor

Re: Redeemed Barclay's- Closing it! Anyone else closing them??


@gdale6 wrote:

@Themanwhocan wrote:

@gdale6 wrote:

Will be canceling my platinum Sallie Mae on 2/28/17 will let the world transfer to the new account setup its real cheap on interest.


How cheap?


10.24% purchase rate my 2nd best card.


Ah yes, its my 2nd best apr as well. Though recently increased to 10.49%





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 20 of 35
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