Regular and Student Credit Cards

charleeislegend · ‎01-19-2013

I'm planning to apply for the citi forward card this week, but realized they only have the student version available. I'm thinking of applying for it since i am a student, but the question is, would i get a lower CL that if i applied for the regular version (if it was available). Same question for the discover IT.

Credit Karma (TU) : 810 Discover FICO (TU): 805 Credit Sesame (EX): 805 myFICO (EQ) - 791
Amex Simplycash Business - $15000 Citi Costco - $12000 Citi Double Cash - $10000 Discover IT - $12000 Chase Sapphire Reserve - $32000

sakhalin070 · ‎01-19-2013

Probably not. Your stated income is the major factor regarding your CL. Student versions are there so it is easier for students to get approved.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward

ramblin_wreck08 · ‎01-19-2013

I doubt it. I was approved for $4k with nothing more than a summer job and some student loan money. Granted, this was in '09 when the card was still the MTVU card.

Amex BCP $20k | PenFed Platinum Rewards VS $16.5k | Amex HHonors $10k