Remember your first time?? 😀

[grillandwinemaster]

 I'm nervous a little apprehensive, my palms are a little sweaty. In concerned im doing it wrong!  What if I'm so disappointed I don't ever want to try this again??  Or worse, what if I get into some serious trouble??

I speak of my first time I ever use my cash back credit card to pay for everything in order to maximize rewards! 

What did you think I was talking about?? Lol

But seriously, it's a little nerve racking. Remembering not to touch my debit card, or remembering to not use cash for ANYTHING!  Im concerned this will result in "double-dipping", and then I won't have enough to pif when the time comes! 

Seriously, I'm going against an ingrained 20 plus year school of thought in which the old "cash-is-king" mentality is all I've ever known! 

Please, tell me about your first time. I want input from the seasoned rewards people, and pif'ers on this board! And for god's sake, keep it clean!!

[Chris679]

PIF at least a couple times a month to stay on top of the balances.

[Broke_Triathlete]

I don't remember being anxious about it. Actually I was quite relieved. I was using someone else's money to pay for things that I wasn't liable if fraud occured. I remember having my bank account cleaned out because I used a debit card. It took a couple of weeks to get all of my money back. It was a nightmare!

[Anonymous]

My first time was about 40 years ago so, no, I don't remember it. 

[Anonymous]

I totally understand.  I'm new to all this too.  I have to stop myself from taking my debit card with me.  I still take my check register and put all the transactions down.  When I get home, I have to put it on my budget worksheet  then I plan my payments.  It's become a ritual for me to do this everyday. 

[DoroLucky]

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@grillandwinemaster wrote:

 I'm nervous a little apprehensive, my palms are a little sweaty. In concerned im doing it wrong!  What if I'm so disappointed I don't ever want to try this again??  Or worse, what if I get into some serious trouble??

I speak of my first time I ever use my cash back credit card to pay for everything in order to maximize rewards! 

What did you think I was talking about?? Lol

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I about started sweating 

But I just started using my cards for everything I am a bit nervous like you were and have teh same concerns

[Anonymous]

I wasn't anxious or sweaty, but I was pumped dude.

[Credit_hawk]

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@Anonymous wrote:

My first time was about 40 years ago so, no, I don't remember it. 

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Old man haha

[Anonymous]

Lol I thought you were referring to everything I apply for a new card, and wait for the little thing to spin around haha. Now that's scary. The cash back is more fun to me. Never nerve wracking.

[Anonymous]

*Every time