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Reports as two accounts when it is only one?

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martinkk
Contributor

Reports as two accounts when it is only one?

I'm new here but every time I get a credit alert from MyFico.com (a balance has increased/decreased etc.) it always says 2 accounts show a change and then shows the same account twice. Is it really reporting as two accounts or is this just on this website or what? Does anyone else have this issue?

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Anonymous
Not applicable

Re: Reports as two accounts when it is only one?

Welcome!  That happens to me as well.  It's just something with scorewatch.  It should be reported correctly on your real credit report.

Message 2 of 3
kjm79
Valued Contributor

Re: Reports as two accounts when it is only one?

It's because of how you have your alert settings set.  You probably get one alert because the account increased by X amount of dollars (whatever you set it to alert you to). And then a second alert because the balance increases by a certain % (whichever you set it to).  Account isn't reporting twice, just two separate alerts. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
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