@NRB525 wrote:
@CreditCuriousity wrote:
@Anonymous wrote:Looking at the cards you already have, I have to stop and ask why you want the card? The promise has no rewards. Its main two selling points for someone with your portfolio is the relatively low interest rate and no foreign transaction fees. If you're not going to travel or carry a balance, you wont use this card.
Options and diversifications is my guess as this is why I have it with many other very good rewards card in my portfolio.. By no means does it give me best rewards as it isn't a reward CC. So really it doesn't get much spend other than a small amount per month.. Although recently was offered promo $25 dollars statement credit or cash back for $500 spend which is a 5% card for the targeted offer they sent me and not many cards can beet that!
The trigger for me to app was the $100 bonus after $1,500 spend, which posted on the same statement where I reached the $1,500.
Now setting up to clear it, then BT $5,000+ to get a $50 bonus, no BT fee, 4.99% APR for a short time. They also offer a $100 bonus for BT $10k or more.
Nice to hear about the spend bonus offer. Looking forward to see if that comes through.
Also this card has no FTF fee and no cash advance fee either if one chooses to use cash advances so advantages to this card for sure.. Ya they did have the sign-up bonus as you mentioned along with good BT offers and other stuff I mentioned