Your score will recover as soon as you get the util down on that card. You should probably do it sooner rather than later, before the low score starts impacting your other cards and a vicious cycle starts.
If you have 15 cards with Synchrony that's too many and they are very sensitive so be careful. Let's be honest, $471 is not a lot of money if you have a pile of other cards with $5k+ limits. You need to pay it off completely if possible because they are likely balance chasing you at this point (you can guess by the odd limit they set). If you can't pay it off, BT it to another card with a higher limit.
The utilization impact on your score is a snapshot in time, so as soon as you pay it down your score will recover. This is really a minor problem with a very straightforward solution. Getting hysterical isn't going to change anything. Your choices are to pay it down or BT.
@Jesi wrote:Again, I don't live near any family, my power was knocked out for 6 days, I was more concerned with saving the food we had in the fridge and keeping my pets and children from dying in the cold, it was still winter and even though it's spring now, here in the Buffalo, NY area, it's freezing still. I wasn't going to walk in a tundra 10 miles to I don't know, a library just to pay a $25 credit card payment. Payphones also no longer exist. I planned on just paying the fee and worrying about it when I had power again. I mean it was national news that the northeast dealt with this and our lovely politicians sent all of our plow people to NYC to take care of them instead of us. We got slammed with this wind storm and then 2 days later we got pounded with snow, which is no big deal since we're Buffalonians, but we still do need plows and they weren't plowing at all. So once the tree and debris was removed there were travel warnings and bans, the malls were all closed on the following Monday and Tuesday because of the snow so I couldn't have even driven to a Gap store at that point to pay it. My only option was phone which was dead due to no power. I'm just grateful that the house and car weren't damaged badly enough to completely ruin my life, thank god for insurance. I could see if this was several months late but it was my first late, ever, and it was $25 which seems incredibly meager to me and silly to decrease the thousands I had to less than half of $1,000 over it.
Well if you're just going to be an arse to everyone you might as well get treated like one. You planned on paying late. You made your decision and so your score drops and so does your credit limit. In the grand scheme of things, this really doesn't matter much if you have many other cards. You didn't risk your life for this...I don't think anyone was asking you to. We are just giving suggestions and ideas based off of the limited knowledge we had. When you post to a public forum don't expect everyones' answers to be to your liking.
Must garden until 2/1/2022 to hit my goal AAOA. 
Fifteen Synchrony cards?! 
I agree with happypill - that's way too many. In fact, having 15 cards at all is probably too many, but then I'm playing it conservatively these days when it comes to credit, having learned some hard lessons from my past mistakes. I only have one Synchrony card (Amazon Store Card), because I buy a lot of stuff there; I was considering getting CareCredit (also Synchrony) but decided against it because I've seen too many negative stories about that card here and elsewhere.
But we're really not talking about me. I do understand that you faced serious issues with your power being off for 6 days and the nearest Gap store where you could pay being an hour away, but again, I have to ask; wasn't there any other way you could have gotten online - gone to a friend (I understand you have no family living nearby) or neighbor who did have electricity and was willing to let you log on to their computer or power up to use your own device, or done the payment from work if you had access to a computer there and your work wasn't too sticky about personal use? I genuinely am having a hard time seeing how you had no alternatives whatever in this situation.
P.S. I also understand you're upset and under stress, but there's no need to be snippy with people who are trying to help you...