SP question for my 61 day 3x CLI

[Anonymous]

My question is when I request a CLI from Amex on the 61st day, will they sp the same cb from my original app or is there a chance it would be one of the others? I ask because my scores in my sig are current, and my Eq and Exp are considerably higher than the TU they pulled originally

[Anonymous]

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@Anonymous wrote:
My question is when I request a CLI from Amex on the 61st day, will they sp the same cb from my original app or is there a chance it would be one of the others? I ask because my scores in my sig are current, and my Eq and Exp are considerably higher than the TU they pulled originally

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Interesting.  They pulled TU for you.

As for your question, we need to clarify something.  Your original app was not a SP, but a HP (ie hard inquiry or hard pull).  Do you understand the difference?  They will most likely use whatever info they get from their last SP.  In the past, they tend to use Experian to SP, but then again they tend to just pull Experian.  I would check your credit reports for the dates of their last SP pull and figure out what info was on report as of that date.

[wHiTeSoL]

If I understood the massive thread correctly, they dont SP you at the time of your CLI request, they go by the last time they SPed you. So check your reports a few days before you try.

[Creditaddict]

Amex sometimes pulls TU and rarely but sometimes triple pulls on apps but they ALWAYS pull EX.

Your 61 day CLI is not just going to be score... they start to take your report and run it through there very own computer scoring system and will weigh your account actions with them even higher then anything else.