SPIEGELS

[Anonymous]

I applied for spiegels card 2 days ago, please dont ask why. I got approved with 250 dollar limit and I

pulled all 3 my credit reports and their is no inquiry from spiegels. How can they approve me without

the hard inquiry?

[Anonymous]

I just checked my experian report and soft credit checks or pull. Spiegles has a soft inquiry. I think that

is one of the best card for people who wants to establish their credit without hard inquiry.

[Anonymous]

If I have spiegels store card. Can i apply for their credit card?

[Anonymous]

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=5271#M5271

[Red1Blue]

Thanks. Good to know. I'll apply and see what it says.

[demi]

Spiegels was one of my favorites....They have some great deals, and they will raise your limit frequently.  However, word of warning...do not get behind, and never let them go to collections.  They CA is notorious for not even being able to get ahold of...my debt management agency couldn't even get them at first.

[Red1Blue]

I got approved for $500 for spigel. There is now hard. However when I applied for EddieBaur and Victoria secret both issued by the same bank as spigel there are two hard inq's on my EX. If WFNNB asks for your credit card during the application, don't go forward as there will be hard inq. You can go ahead if you don't mind having a hard on your CR.