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SYNCHRONY CASH ADVANCE

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tbea1004
Frequent Contributor

SYNCHRONY CASH ADVANCE

My question is with Synchrony if I call credit solutions will they up my cash advance limit?  My total limit on my card is 10K but my cash advance limit is $500. My other card through them is also 10K but the cash advance limit on that one is 2K.

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: SYNCHRONY CASH ADVANCE

Are you planning to take a cash advance on the card? If not, why bother?

Message 2 of 9
trant3
Established Contributor

Re: SYNCHRONY CASH ADVANCE

Agreed, why bother

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Message 3 of 9
OmarGB9
Community Leader
Super Contributor

Re: SYNCHRONY CASH ADVANCE

I would never take a cash advance against a CC; let alone a store card/cobranded bank card.

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Message 4 of 9
Anonymous
Not applicable

Re: SYNCHRONY CASH ADVANCE


@tbea1004 wrote:

My question is with Synchrony if I call credit solutions will they up my cash advance limit?  My total limit on my card is 10K but my cash advance limit is $500. My other card through them is also 10K but the cash advance limit on that one is 2K.


I have several Synchrony accounts and the cash advance limits vary.  While I have never used the cash option on my cards, you can give CSR for the specific card and learn of how they determine the cash advance limits.  

Message 5 of 9
Anonymous
Not applicable

Re: SYNCHRONY CASH ADVANCE


@OmarGB9 wrote:
I would never take a cash advance against a CC; let alone a store card/cobranded bank card.

Me, either.

Message 6 of 9
gdale6
Moderator Emeritus

Re: SYNCHRONY CASH ADVANCE

Out of all the posts in this thread only 1 addresses the OPs question, lets try to answer the OPs concerns in all threads. You can certainly add you admonishments to such action but they should be secondary to what the OP is after. I thank you for your help and understanding on this.

 

OP to answer your question give them a call and ask that it be raised to 20% of the limit this is their standard and I have not heard of anyone exceeding it.

Message 7 of 9
Anonymous
Not applicable

Re: SYNCHRONY CASH ADVANCE

If you have 100 bux in deferred interest about to hit, I'd totally do a cash advance on a clean zero balance card and then PIF within a week. Not all of us in this game are 7% util.

Call and ask to match other accounts.
Message 8 of 9
Anonymous
Not applicable

Re: SYNCHRONY CASH ADVANCE

synch cash advances arent that bad, if they are on a sams card in club, the PLCC is $60 a day no fee, and the MC is $100 I believe. Standard grace period applies.  No clud on how to get the CA limit adjusted.

Message 9 of 9
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