Sams Club Question

2FixMyCredit · ‎09-26-2013

Do you think it would be possible for me to get a CLI on my Sams since I've only had it for about 2 months? There is a furniture items I am in need of and they have the best price. I originally called when I got it for a CLI and they said no and sent a letter saying wait until you've had your current limit atleast one month. I don't know if I should attempt it or not?

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

bigblue7722 · ‎09-26-2013

Im not sure about the cli but if you are buying in store u can split the purchase between the sams and walmart card

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

2FixMyCredit · ‎09-26-2013

I considered that but it would exceed my CL's between both and my util would skyrocket for a few months. Definitely something to consider more though

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

myjourney · ‎09-26-2013

@2FixMyCredit wrote:
Do you think it would be possible for me to get a CLI on my Sams since I've only had it for about 2 months? There is a furniture items I am in need of and they have the best price. I originally called when I got it for a CLI and they said no and sent a letter saying wait until you've had your current limit atleast one month. I don't know if I should attempt it or not?

Call be nice

Explain the situation just like you did hear ....perfect piece great price

Ask for CLI so that your card isn't max'ed out and affecting your credit because you don't like to do that (responsible)

$2k increase

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

2FixMyCredit · ‎09-26-2013

They doubled the limit YAY!

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

09Lexie · ‎09-26-2013

It's holiday time!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

2FixMyCredit · ‎09-26-2013

OMG should I attempt to get one on Walmart as well?! Lexie?!

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

myjourney · ‎09-26-2013

@2FixMyCredit wrote:
They doubled the limit YAY!

Congrats

How much of a bump?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

09Lexie · ‎09-26-2013

You already know the answer

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

2FixMyCredit · ‎09-26-2013

Its up to 1200 from 637 but I haven't even had it for two months LOL!

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013