SavorOne Reporting as "Flexible Spending Credit Card"

[Varsity_Lu]

My new SavorOne card is listed on my TU report as  a "flexible spending credit card".  Is this correct? How does this affect my credit score?

[coldfusion]

That's a valid card type.  Does not impact your score one way or the other.

It's normally associated with the ability to make a purchase such that you exceed the stated credit limit on the card with the expectation you will pay down the entire amount of the overage before the current billing period ends, and if you don't you'll likely be subject to an additional fee.

[GZG]

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@Varsity_Lu wrote:

My new SavorOne card is listed on my TU report as  a "flexible spending credit card".  Is this correct? How does this affect my credit score?

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in the cap1 account settings, find the account setting that lets you spend over your limit and disable it, IMO 

no reason to even risk having a balance report over your limit, lenders can cite that as a credit denial reason and I think the ability to do so is enabled by default