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Score Watch

credit4me
Frequent Contributor

Score Watch

I received this message from my score watch today telling me my score dropped:
 
  • You moved from one category of credit users to another as time passed. For example, you may have transitioned from the category "consumers with a new credit history" to the category "consumers with a two- to five-year credit history". As a result, your credit report is evaluated differently, causing a slight change in your score. The good news is that moving between categories like this usually offers you the potential to reach a higher FICO score in the future.


  • How many different so-called tiers are there???


    Starting Score: 576
    Current Score: 724
    Goal Score: 850

    Take the FICO Fitness Challenge
    Message 1 of 6
    5 REPLIES 5
    MidnightVoice
    Super Contributor

    Re: Score Watch

    How long is a piece of string?  Smiley Happy
     
    It might be secret, but several?
    The slide from grace is really more like gliding
    And I've found the trick is not to stop the sliding
    But to find a graceful way of staying slid
    Message 2 of 6
    Brammy
    Moderator Emeritus

    Re: Score Watch

    I wish I knew credit4me.  Did it have a negative impact on your scores?
    Message 3 of 6
    credit4me
    Frequent Contributor

    Re: Score Watch

    No... It went from 661 to 660.. But I was just wondering how many times to expect this..


    Starting Score: 576
    Current Score: 724
    Goal Score: 850

    Take the FICO Fitness Challenge
    Message 4 of 6
    Rockjock
    Regular Contributor

    Re: Score Watch

    Thats realy interesting. I wish I could get some idea of what the age levels are and what the highest possible score for that level would be? Hmmmm.
    Message 5 of 6
    Brammy
    Moderator Emeritus

    Re: Score Watch

    I'd lliek to know, on average, what the FICO drop was from changing tiers..
    Message 6 of 6
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