Score for Apple Card

[CS800]

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@Smug wrote:
My income is 30k

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Do you know your TU FICO when you applied?

[eparker]

Do they pull TU only?  I am in Texas....

[Smug]

Yes 720.....

[Anonymous]

I received my apple card over the summer and they pulled Transunion which was 615 at the time. They gave me an initial credit limit of 750k I called the back door number and said I wanted the mac book pro and they gave me 1500. She just asked me what was my annual income and if I planned on paying it off before a year. LOL.

[CS800]

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@Anonymous wrote:

I received my apple card over the summer and they pulled Transunion which was 615 at the time. They gave me an initial credit limit of 750k I called the back door number and said I wanted the mac book pro and they gave me 1500. She just asked me what was my annual income and if I planned on paying it off before a year. LOL.

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750k ?? What did you tell  them you were buying? An apple store franchise?    j/k

The CL is highly dependant on the income which makes sense. I actually planned on getting 2 mac book pro and PIF before the statement.

Wonder if I can get them to give me 5k

[CreditCrusader]

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@Anonymous wrote:

Soo, 6 inqs is too much right, to apply? 

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Let me put it to you this way...I called Apple/Barclay yesterday to verify what the other rep told me. A completely different rep told me if I lay off the apps for the next 6 months and re-apply, I'll get somewhere from $2,000-2,500 when I apply again. I asked if there was anything else that was factoring into the decision...she said no. BTW, I have 6 inqs as well.

[Anonymous]

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@CS800 wrote:

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@Anonymous wrote:

I received my apple card over the summer and they pulled Transunion which was 615 at the time. They gave me an initial credit limit of 750k I called the back door number and said I wanted the mac book pro and they gave me 1500. She just asked me what was my annual income and if I planned on paying it off before a year. LOL.

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750k ?? What did you tell  them you were buying? An apple store franchise?    j/k

The CL is highly dependant on the income which makes sense. I actually planned on getting 2 mac book pro and PIF before the statement.

Wonder if I can get them to give me 5k

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LOL LOL okay I definitely didn't mean 750k LOL ... but could you imagine? LOL .. But nonetheless I was surprised I got the 750 and when she Recon'd for 1500 I was well satisfied. I really did just want a computer and that's it .... The PC i had was dying asap! lol .. So it was totally a blessing. ..

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[hyprble]

I had around a 720 fico when I applied at the Apple store last year - no recent inquiries, 37% debt to credit and around 50k salary and got "approved" for a whopping $500.  The only reason I applied for the card was to purchase an iMac interest free for a year, and they didn't give me enough to get interest free (or maybe it was 6 months if under $500).  I called the backdoor number, and they didn't raise my limit.  Sad face.

[Ortz33__]

what about some of the other barclay's cards?  are the standards similiar?  i heard the priceline card gives out a higher limit. is that true?  

i want the priceline card but not sure about having that dude on it.  : ) : )

[john398]

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@Ortz33__ wrote:

what about some of the other barclay's cards?  are the standards similiar?  i heard the priceline card gives out a higher limit. is that true?  

i want the priceline card but not sure about having that dude on it.  : ) : )

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LOL you don't like capt kirk of the starship enterprize?