@cdub69 wrote:
I have a secured credit card with my credit union since December of 09.Today I requested it to be unsecured and was denied because of two collections from 07 & 08,which was on my report when I applied in 09.My history with the credit union is perfect,is there a letter I can send them to reconsider?
I don't think you can find a backdoor number for credit unions, though you may be able to call and request a recon. I would check the Amex pre selector (Amex has been approving a lot lately).
What does your score look like? What other accounts do you have?
Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
