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Seeing all these CSP Post, I Applied.

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Anthonykc
New Contributor

Seeing all these CSP Post, I Applied.

And was APPROVED.
Downfall I had to call to verify my address since I'm stationed overseas.
CL only $5k but still happy. Got my card Expedited

Time to closed my Capital One Cards, with zero balance?
Current Score: 715 Goal Score: 775 Will Garden Soon.

CapitalOne Platinum $1.5K | CapitalOne MTV $1.5K | BestBuy Store $6K | Kays $3.5K | Military Star $2K | DiscoverIT $8K | AMEX BCE $1K Smiley Sad | NFUC Flagship $13.5K | USAA World MC $8K | USAA Rate Adv $8K | CSP 5K 10/2013 | NFCU LOC $10K
Message 1 of 16
15 REPLIES 15
B335is
Moderator Emeritus

Re: Seeing all these CSP Post, I Applied.

Congrats!! Does the Crap1 card have an annual fee?
Message 2 of 16
missjae
Established Contributor

Re: Seeing all these CSP Post, I Applied.


@Anthonykc wrote:
And was APPROVED.
Downfall I had to call to verify my address since I'm stationed overseas.
CL only $5k but still happy. Got my card Expedited

Time to closed my Capital One Cards, with zero balance?

Congrats!  

 

I closed 1 cap1 account of mine.  It had a low limit and it wasn't getting increases, plus it had an annual fee (old orchard card).  I still have 2 others though.  Whether you close it or not is a personal decision.  If there is no annual fee and you don't mind keeping it active with a small purchase every now and then, keep it.  If not, I would close it.  Others may say let it close on its own.

Message 3 of 16
takeshi74
Senior Contributor

Re: Seeing all these CSP Post, I Applied.


@Anthonykc wrote:

Time to closed my Capital One Cards, with zero balance?

Start by reading this stickied thread:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/td-p/347190

 

If you want suggestions you need to provide a lot more info.  Does it have an AF?  How old is the account?  Have you calculated the impact on your utilization from closing it?

Message 4 of 16
youngandcreditwrthy
Senior Contributor

Re: Seeing all these CSP Post, I Applied.

I closed my old Orchard Gold/C1 w a $39 af and $1700 cl and never looked back. Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 16
snowkitty
Established Contributor

Re: Seeing all these CSP Post, I Applied.

Congrats!!! I've had mine for 2 days now and I can't stop looking at it!! I was only started at 5k too but that's fine with me.....just as long as I got one!  *lol*  Cat Tongue

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 6 of 16
BearsAndTurtlesRtheBest
Senior Contributor

Re: Seeing all these CSP Post, I Applied.

Success! Congrats.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 7 of 16
9CLINE
Valued Contributor

Re: Seeing all these CSP Post, I Applied.

Congrats on ur approval...

I closed my cap1's (2) that had annual fees on them after I had got growing cards..

others may have different opinions..


Message 8 of 16
yudeology101
Senior Contributor

Re: Seeing all these CSP Post, I Applied.

Congrats! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 9 of 16
Anthonykc
New Contributor

Re: Seeing all these CSP Post, I Applied.

Thank you.

I might just Close one of my Cap One Cards, AF $49 and tried to CLI but im still stuck at 1.5K for the past 3 years i tried EO and still, Oh well. its an old card anyway MTV with APR of 22% yikes.

Current Score: 715 Goal Score: 775 Will Garden Soon.

CapitalOne Platinum $1.5K | CapitalOne MTV $1.5K | BestBuy Store $6K | Kays $3.5K | Military Star $2K | DiscoverIT $8K | AMEX BCE $1K Smiley Sad | NFUC Flagship $13.5K | USAA World MC $8K | USAA Rate Adv $8K | CSP 5K 10/2013 | NFCU LOC $10K
Message 10 of 16
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