Seeking info on Addition Fi (aren't we all?)

[TyrannicalDuncery]

Does anyone have any examples of what the rotating categories have been in the past for the Addition Fi Premier Rewards card? I think you have to log in in order to see them.

The closest thing I've found is this page of "examples" and this reddit post.

[Titans84]

This is a new FI to me. The rotatating category card looks a lot like the Affinity Cash Rewards. It says that Amazon is a special 5% category. Wonder if that's all year? 

I don't need anymore cards...

[unsungivy]

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@Titans84 wrote:

This is a new FI to me. The rotatating category card looks a lot like the Affinity Cash Rewards. It says that Amazon is a special 5% category. Wonder if that's all year? 

I don't need anymore cards...

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It says Amazon is the category, but the place where it says that doesn't not list that there is an additional 5% rotating category. So I'm guessing it's an either/or.

Looks like it's geo-locked to specific counties in FL. Unless there's a way around that?

[TyrannicalDuncery]

I don't know why I didn't see this before. Bless StandingPolarBear, they found some info: https://www.reddit.com/r/CreditCards/comments/rsb92d/addition_financial_credit_union_cards/

[ptatohed]

Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in Orange, Osceola, Seminole, Lake, Alachua, Brevard, Duval, Flagler, Hernando, Highlands, Hillsborough, Indian River, Manatee, Marion, Martin, Okeechobee, Pasco, Pinellas, Polk, Sarasota, St. Johns, St. Lucie, Sumter, or Volusia County may join.

https://www.additionfi.com/become-a-member   

[Flfico]

The examples list above is fairly accurate. Back to school is usually the same quarter each year and includes a lot of different things. Recurring payments comes up often as well. It's helpful for insurance payments, etc. Every now and again they may throw in something different and targeted offers. I received a targeted offer 5x online shopping. It was the same quarter as Amazon and stacked nicely. Also received a BT offer in January. 0% for 12 months, 3% fee. Hope this helps.

[Flfico]

Here's a link to my approval post.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Addition-Fcu-Approval/m-p/6258873#M730482

[TyrannicalDuncery]

Beautiful @Flfico, you rule!! Appreciate the intel.

[PullingMeSoftly]

@TyrannicalDuncery My attempt to gain membership (which was an out of state denial) is posted here, from back in October. They are firmly geofenced, no exceptions,/backdoors. In that post I also included links to their card lineup and the 5x categories.

[TyrannicalDuncery]

Ouch, sorry about that. Good to know. Thanks a lot!