Select cards vs. Preferred cards

CreditScholar · ‎02-10-2012

Regarding the language of naming cards: Has anyone noticed or thought about the difference between select and preferred cards? From the ones I've seen preferred seems to imply "better than", such as to designate the higher version of similar cards. Example: Chase Sapphire vs. Sapphire Preferred, Amex BCE vs. BCP. On the other hand, the word select seems to designate a version that is "less than". Example: Priority Pass vs. Priority Pass Select, Visa platinum vs. Platinum select. Are there any exceptions to this generalization? Am I completely nuts and on the wrong path?

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

webhopper · ‎02-10-2012

I've been wondering the same thing... In fact I just posted a thread... Whats the diff between signature and platinum?

FICO 8:
Goal: Gardening!

Anonymous · ‎02-10-2012

Sig has a limit you can go over, some extra benifits like concierge, and a min limit of 5K. Platinum doesnt.

Anonymous · ‎02-10-2012

@CreditScholar wrote:
Regarding the language of naming cards: Has anyone noticed or thought about the difference between select and preferred cards? From the ones I've seen preferred seems to imply "better than", such as to designate the higher version of similar cards. Example: Chase Sapphire vs. Sapphire Preferred, Amex BCE vs. BCP. On the other hand, the word select seems to designate a version that is "less than". Example: Priority Pass vs. Priority Pass Select, Visa platinum vs. Platinum select. Are there any exceptions to this generalization? Am I completely nuts and on the wrong path?

To answer op, PP Select is worse than the normal one as you cant get in UA lounges. Preferred usually means annual fee and more points or benifits offers.

http://www.differencebetween.net/business/difference-between-visa-signature-and-platinum/