@ChazzieT wrote:Late to the game here, but I'll be spending the rest of 2022 trying to concentrate really hard and will into existence a "5% cash back on every dollar spent with no cap" card, from an FI that tells no one but me about it.
(Don't worry, I'll PM you all about it, as long as you promise not to tell anyone else!)
Thinking small! Several sites out there on the dark web where you can get cards where, although 0% rewards, you never have to pay the bill, so effectively 100% back. And no impact on your FICO as they don't appear on YOUR credit record. OK, potentially some impact on your criminal record, but you can tell your cell mate "My FICO is 820+!"
@longtimelurker wrote:
@ChazzieT wrote:Late to the game here, but I'll be spending the rest of 2022 trying to concentrate really hard and will into existence a "5% cash back on every dollar spent with no cap" card, from an FI that tells no one but me about it.
(Don't worry, I'll PM you all about it, as long as you promise not to tell anyone else!)
Thinking small! Several sites out there on the dark web where you can get cards where, although 0% rewards, you never have to pay the bill, so effectively 100% back. And no impact on your FICO as they don't appear on YOUR credit record. OK, potentially some impact on your criminal record, but you can tell your cell mate "My FICO is 820+!"
I mean, I can already make that brag 🦾😁
Biz - 
@Remedios wrote:This thread should be renamed "Setting your Card Strategy for this hour"
I dunno, how about for "the second half of 2022*"?
@Remedios wrote:
@unsungivy wrote:
@Remedios wrote:This thread should be renamed "Setting your Card Strategy for this hour"
I dunno, how about for "the second half of 2022*"?
How about "June"
🤣🤣🤣
I think I can promise to garden for the rest of June! As long as we're not talking about July...
@Remedios wrote:This thread should be renamed "Setting your Card Strategy for this hour"
Hey now. I asked beforehand if we could post constant updates.
I feel attacked. 
Last update: 4/8/2024
