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Shopping cart trick...?

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JSS3
Valued Contributor

Re: Shopping cart trick...?

Received a pre-approval for the OneStopPlus credit card. I wish it was for the Visa version. I won't be adding anymore store only cards. Fingerhut and VS are enough. Any future cards must come with the ability to be used other non-specific places. Anyone know if they are like Walmart and eventually upgrade you to the Visa version?

Message 41 of 61
kmorr2586
Regular Contributor

Re: Shopping cart trick...?

I just did the trick for JCrew- approved for $300

Message 42 of 61
2000ExplorerXLS
Valued Member

Re: Shopping cart trick...?

I just tried this, and bam, $250! My scores on in my sig. This is for the Express card.

Current 8-15-2014 EX 642(MyFico) // EQ 676MyFico) // TU 702(WalMart) //
Starting 6-1-2011 EX 452 /// TU 472 /// MyFico.com score

CSP $5k - Chase Slate $4.8k - Trek $4k - Home Depot $3.8k - Fingerhut $2.3k - Ebay Mastercard $1.5k - Chase Freedom $1k - Sams Club $1k - CFNA(Expert Tire) $1.2k - Bloomingdales 1.2k - Amazon $1.5k - Lowes $4.8k - TJMaxx $.5k - Walmart $.5 - Capital One Quicksilver One $1.5k - Capital One Quicksilver One $1k - CreditOne $.4k - Macy's $1.5k - Express $.3k - Buckle $.3k - Kohls $.3k
Message 43 of 61
mongstradamus
Super Contributor

Re: Shopping cart trick...?


@2000ExplorerXLS wrote:

I just tried this, and bam, $250! My scores on in my sig. This is for the Express card.


Congratulations , i was trying for about two months straight for an Jcrew , and it would never pop for me so i gave up. Applied for regular cash back card instead



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 44 of 61
Boonie
Frequent Contributor

Re: Shopping cart trick...?

Go online after your 6th statement and request a CLI and it will most likely get you another $200 ore more.  It is only a SP (soft pull) and if you don't get it they send you a letter explaining why.  Comenity is a great way to avoid a HP for an account that grows.  If your credit scores increase dramatically, you can get a bigger CLI.   But $200-300 is typical. 

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 45 of 61
SunriseEarth
Moderator Emeritus

Re: Shopping cart trick...?


@2000ExplorerXLS wrote:

I just tried this, and bam, $250! My scores on in my sig. This is for the Express card.


Congrats on the new TL!  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 46 of 61
Sunshinebiz
New Contributor

Re: Shopping cart trick...?

I tried a couple just for kicks and it definitely works. I got popups for 500 dollar pre approvals for Victoria's Secret, jcrew, and sport men's guide. Pretty neat trick. I didn't pull the trigger on any of them but it's very useful knowledge for the future.
Just another validation that the shopping cart trick is real :-)
Gardening spree went on hiatus but I think it paid off. Now back at it!
Building slowly but surely. Thank you to all members of this community for all the invaluable advice.
Latest that I know of: EX- 671, EQ- 653 TU- 648
Amex Green, Barclay Rewards MC, Cap1 Platinum, Cap1 Quicksilver, Credit One(closed!), WalMart, Amazon, DCU Platinum Visa, Jared Credit, Cap1 Spark business cash back, AMEX corporate Gold, Alliant CU Plat Visa, Suncoast FCU Plat Rewards Visa

Goals by end of January: Amex TE Costco, Amex BCE
Can it be done? It wasn't done by end of Jan, but it's still coming
Message 47 of 61
CreditJim
Established Contributor

Re: Shopping cart trick...?

I just tried J Crew and got the pre-approval message, but I couldn't see a limit on there anywhere?

Quicksilver 51k | Discover It $45k | Bonvoy Business $38k | Lowe's $35k | Costco $33.5k | SWACU $30k | Ink Preferred $28k | USAA Rewards $25k | Ink Cash $22.5k | Ink Preferred $22k | Amex Blue Business Plus $17k | Freedom Flex $16k | Freedom $14k | CSR $10k | Amazon Store $10k | Amazon Business $3k | REI $3k
Message 48 of 61
FinStar
Moderator Emeritus

Re: Shopping cart trick...?

The CL typically displays toward the end of your acceptance of the pre-approval offer.

Message 49 of 61
mongstradamus
Super Contributor

Re: Shopping cart trick...?


@breedo wrote:

I just tried J Crew and got the pre-approval message, but I couldn't see a limit on there anywhere?


Congratulations on getting it to pop for you, i gave up after three months of trying with j crew , and i never got it to pop. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 50 of 61
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