Should I Accept? Worth the product change?

[ItsThatEasy]

Inside my Cap1 App there's an option to upgrade/product change from the SavorOne to the QuickSilver Card (Not QuickSilver One). Is it worth changing to the QuickSilver, like is it in a better bracket VS the SavorOne? 
The SavorOne gets 3% cash back & QuickSilver 1.5% I believe. Not really worried about that part more so which card is better in Capital Ones eyes to get better cards in the future.

Credit Score - around 680ish across 3

Current Cap1 Limit - $500😓 (won't change with product change)

File Info:

Kinda still building out my file have

Navy CC ($200 Secured) 

$1000 Revolving Account 

$1000 Shared Secured

**Rent Reporting Also

No derogatories at all!

Thanks In Advance🫶

[coldfusion]

Short answer: don't do it.   Keep the Savor One.    Capital One won't give you brownie points later because you have a Quicksilver instead of a Savor One.

The Quicksliver is a decent card but it is not an upgrade over the Savor One and there is no shortage of other 1.5% (or better) cashback cards that don't require 3 hard pulls to get and are equally suitable for unstructured/non-category spend.  There aren't that many individual cashback cards that by themselves will seamlessly get you 3% on grocery+dining+entertainment+streaming like the Savor One.

[Varsity_Lu]

SavorOne is definitely a better card. I mean, maybe they are offering a better rate? But 3% on grocery and dining is pretty nice. 

[ItsThatEasy]

Thank you for your response. I didn't think it was a good switch based on anything I seen just thought maybe higher tier

[ItsThatEasy]

lol nope everything would stay the same, is what they told me so it doesn't seem like a logical switch to me. Thank you for your response as well.