I have a $250 secured card thru NWFCU I still have open- should I close it?
Given the list of other CU you have, yes, close it.
Does "Share" in your Siggy mean you only have a basic savings to have membership at those CU, or you have share secured loans ( installment loans of small amount ) at multiple CU?
Share is a Share Savings usually with $1-5
I did not get them all recently... I've had most for years... for car shopping/biz loans back from 2014
I did not get them all recently... I've had most for years... for car shopping/biz loans back from 2014
Your signature is kind of confusing to understand. If you have 3+ more other cards and closing this won't make your utilization % overall spike then I'd say you're good to close it without any major repurcussions. Several cards at 6 years or older is definitely a decent time to get rid of any dead weight card.
Must garden until 2/1/2022 to hit my goal AAOA. 
Thank you... I have decided to close the secured... and open a business secured with NWFCU .... no credit pull.. no personal reporting.... I will use monthly and hopefully within a year apply for unsecured biz with them
I am confused. As far as I can see your signature has a Platinum card and not a FirstCard. There is no reason for it to be secured in any way. It also looks like all of their cards are unsecured. Are you sure you have your product straight?
Once you figure out what you have this is my suggestion. If it is truly secured then maybe you can ask them to unsecure it. They might have requirements but it probably will be worth it since there is no AF. If they will not unsecure then for the $250 you are better off closing it. If it is already unsecured then you can hold on to it until they force it closed to make the history longer if you do not like it. The lack of AF makes holding it not an issue.
