I have one local CU Visa card that I still have open. Its only a $1500 CL and its not the CU that I do busniess with anymore. As a customer 5-6 years ago they pissed me off so I left! Anyways I have another CU Visa from the CU that I park all of my money with still. That card is about 2-3 years old.
I also have a Discover card, CSP, 2 AMX, and a few store cards. So I think I have opened an account with all of the ones I wish to do business with. Now I may wanna add one more Chase card or who knows a BArclay card? Not entirely to sure...
But should I close that card? With that card I got well over $50K worth of credit access. I have 0 util pretty much every month. The CU was nice enough to take a chance with me on my rebuild but I don't use this card for anything. It also leaves 2 CU bank accounts open with no real cash in them. Think it would hurt my score that bad?
Currently all my scores stit between a 740 - 760. (Pending on the month and all of that!)
I can not make a decision! Help!!!!
What would happen to my scores and future credit? 0 baddies, lates and collections. I even bought my house last year! Credit has gone to a place I never thought possible!
Rallaster
