Should I combine my NFCU CR w Flagship?

[tussking]

My Flagship is $12,900 while my CR is $25,000. Flagship is 11.49% while the CR is 14.99%.

I am looking to clean up the number of cards I have. I've seen NFCU allows you to move CL from one card to another but combine? Should I just make my Flagship $27,900 and my CR $10k? Thanks in advance.

[AllZero]

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@tussking wrote:

My Flagship is $12,900 while my CR is $25,000. Flagship is 11.49% while the CR is 14.99%.

I am looking to clean up the number of cards I have. I've seen NFCU allows you to move CL from one card to another but combine? Should I just make my Flagship $27,900 and my CR $10k? Thanks in advance.

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It appears you want a credit limit re-allocation, not a closure of one card? If it works for you, send a secure message to NFCU and request the desired effect.

[Heatt99]

Yes Navy will grant your request and move limits between accounts.

[tussking]

Thank you all - "What would you do?"

I have:

CR - 25k

Amex - 20.5k

Flag - 12.9k

Flag is the lowest APR by 3.5%.

I use my Quicksilver and s Penfed a lot for cash back and Disco.

How should I reposition credit lines?

Flag - 25k

Amex - 25k

CR - 8.4k

???

[Anonymous]

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@tussking wrote:

Thank you all - "What would you do?"

I have:

CR - 25k

Amex - 20.5k

Flag - 12.9k

Flag is the lowest APR by 3.5%.

How should I reposition credit lines?

Flag - 25k

Amex - 25k

CR - 8.4k

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Is that the NFCU Amex? 

You said you wanted to cut down on cards, so do you want to cut down on quantity or just reallocate limits?

The Flagship would probably be the wise choice for reallocation IMO.

[coldfusion]

Off the top of my head I would roll all of the CR into the Flagship and close it out, leaving the AMEX alone at least for now.

[M_Smart007]

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@tussking wrote:

My Flagship is $12,900 while my CR is $25,000. Flagship is 11.49% while the CR is 14.99%.

I am looking to clean up the number of cards I have. I've seen NFCU allows you to move CL from one card to another but combine? Should I just make my Flagship $27,900 and my CR $10k? Thanks in advance.

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The question you should ask yourself, do you need the CR with having the Flagship?