@M_Smart007 wrote:@Anonymous, Welcome to the forum!
I am no Cap1 expert, but if you have any AF's?, I would try to ditch those if possible.
I have several lenders where I have (2) of the same card.
The Platinum does not have an AF, if the OP is going from a Platinum to the Quicksilver (not QS One) there will be no fee. I would probably do the PC, that way the OP is still getting 1.5% on the periodic spend needed to to keep the card open.
