Should I wait on asking for another NFCU CLI?

[Aduke1122]

Irunfromcredit this is something I would like to know as well, my 2nd statement cuts next week, I wasn't sure if I should ask for my CLI now bc of the AR that is about to happen or if I should wait until the one in OCT. I have been advised it is always best to wait for 3 statements and a new AR so that would be Oct in our case .

[Anonymous]

From my experience it is best to have 3 statements with an A/R. My husband had a recent A/R but was not on his third statement and didn't receive an increase, so we figured he needed the 3 statements and then would apply again after the A/R. We will try again for him in September and see how that goes. 

I agree with everyones advice regarding the YMMV for the hard pull. Luckily he did not receive one as we were able to get through quick enough, but that doesn't appear to be the case for everyone. 

@AverageJoe lol! That is exactly how I feel. I don't want to push my luck so I am wondering if it is best to leave the limit alone. I was quite astonished at the amount of the last CLI. I was hoping for 3K or so so the 17K CLI almost made me faint lol!

[Anonymous]

How do you know when your account has been reviewed?

[Anonymous]

I'd like to know this too.  Can anyone tell us?

[Anonymous]

pay for your equifax credit report that shows soft pulls.  look for NF AR

[UncleB]

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@Anonymous wrote:

pay for your equifax credit report that shows soft pulls.  look for NF AR

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+1

Since the AR is at the same time for everybody, you can also just wait until others have reported it happening on here.