Should I

[Anonymous]

I've been spending some time reading up on how to repair my credit as I was irresponisble in my youth, but something that im stuck on is how many credit cards should I have. From what I understand you dont want to have a lot but not too little.

I have 1 major credit card - BOA, two store CC - Circuit City, Mervyns, one gas card - Shell. Would that be good enough or should I shoot for one more major card?

Thxs in advance for any help!

[Anonymous]

Sounds like what you have is a good mix.

 Maybe try for another major if you want.

[Anonymous]

Thanks for the response, anyone else?

[Anonymous]

The more credit cards the merrier. Go for an Amex.

[Anonymous]

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Superman21 wrote:

Thanks for the response, anyone else?

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I agree with Stef.  Also, I think another major would probably be good for your mix. 

[Anonymous]

Ok thanks for the advice!

[Anonymous]

Good looking mix. If you know that your scores will being going up in the near future, say baddies are dropping off, then I'd hold out for that then set my sights on one very carefully chosen prime card.

[Anonymous]

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Superman21 wrote:

I've been spending some time reading up on how to repair my credit as I was irresponisble in my youth, but something that im stuck on is how many credit cards should I have. From what I understand you dont want to have a lot but not too little.

I have 1 major credit card - BOA, two store CC - Circuit City, Mervyns, one gas card - Shell. Would that be good enough or should I shoot for one more major card?

Thxs in advance for any help!

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Slow down superman! Think this out first. You need to be sure you can get the card before you go on an apping spree. What are your scores? Any baddies? Amex will deny you if you have a score below 660 and they do not allow any baddies either. Just be careful before you start apping..do research...check whogavemecredit.com

[Anonymous]

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scramblingin2007 wrote:

Slow down superman! Think this out first. You need to be sure you can get the card before you go on an apping spree. What are your scores? Any baddies? Amex will deny you if you have a score below 660 and they do not allow any baddies either. Just be careful before you start apping..do research...check whogavemecredit.com

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Amex Green and Amex Gold Delta Skymiles are attainable with scores MUCH lower than 660.  Baddies are OK, too, as long as they're at least two years old and no BK.

[Anonymous]

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@Anonymous wrote:
The more credit cards the merrier. Go for an Amex.

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NOOOOOOOOOOOOOOOOO!!!!! LOL we have enough app-a-holics on this site.

OP you have a good mix, but i would add another prime card.