So I closed my CSP...

[Anonymous]

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@grinlikechelsea wrote:

I see you have the Sallie Mae card as well (great lineup!); is there any benefit to having both the Sallie Mae and Amazon Visa? 

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I have both (just because I never got round to closing my Amazon Visa) but one advantage is if you spend a lot at Amazon.  Sallie Mae is capped at $9K a year, so the extra 2% on purchases above that could be useful.  (if you don't have anotehr 5% card, like Ink or Cash Plus set to bookstores).

At least in the past, there are also some travel rewards which slightly increase the value.

[grinlikechelsea]

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@Anonymous wrote:

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@grinlikechelsea wrote:

I see you have the Sallie Mae card as well (great lineup!); is there any benefit to having both the Sallie Mae and Amazon Visa? 

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I have both (just because I never got round to closing my Amazon Visa) but one advantage is if you spend a lot at Amazon.  Sallie Mae is capped at $9K a year, so the extra 2% on purchases above that could be useful.  (if you don't have anotehr 5% card, like Ink or Cash Plus set to bookstores).

At least in the past, there are also some travel rewards which slightly increase the value.

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Thanks for the answer! The cap didn't occur to me since I never spend that much on Amazon. 

[Anonymous]

celluloid17 - was able to set my US Bank Cash+ alerts so that I could receive notification of pending charges that included the dollar amount and name of the vendor. Understand your desire to see it right on the online.

[celluloid17]

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@Anonymous wrote:
celluloid17 - was able to set my US Bank Cash+ alerts so that I could receive notification of pending charges that included the dollar amount and name of the vendor. Understand your desire to see it right on the online.

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That's a good idea!  I should set alerts for transactions.  I'm more concerned about catching errors in transactions quickly, which is why I don't get why they don't show the pending amounts on the website, but do on the app?!  Weird!

[Anonymous]

Follow your desire to remain AF free. Cards really depend on what a person needs. Gas and groceries are my biggest categories. Electronics would follow with book stores and food places. I remain AF free today as my traveling and hotels are virtually non-existent. For some these are really big items along with the FTF charges (virtually I never get into this so it is minor for me). Like you, I find a hesitation to use the US Bank Cash+ and I don't know why? My go to card is the Chase Freedom, USAA AX and the Discover Card.