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Soft Pull pre-qual for 2nd Card if have 1st card and reports are frozen?

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mortimerwereback
Regular Contributor

Soft Pull pre-qual for 2nd Card if have 1st card and reports are frozen?

Hey everyone,

 

I'm planning on an app spree some time in March and so I had a question about soft pull pre-quals if my reports are frozen and I already have the cards below:

 

1. Apple Card > Want to prequal GM Card

2. Cap One Venture > Want to prequal other Cap One cards

3. fnbo secured > Want to prequal Evergreen

 

For new cards, I'd obviously unfreeze first before trying the prequal, but if I already have the above cards, do I need to "un-freeze" my reports to do the soft-pull prequals for new cards?

 

Thanks for your insights!

Message 1 of 3
2 REPLIES 2
CreditCuriosity
Moderator Emeritus

Re: Soft Pull pre-qual for 2nd Card if have 1st card and reports are frozen?

For those pre-quals you must have your CRA or at least the one the cards pull respectively unlocked for even a SP despite them being your current creditors

Message 2 of 3
mortimerwereback
Regular Contributor

Re: Soft Pull pre-qual for 2nd Card if have 1st card and reports are frozen?

Oh wow... didn't know that. Glad I asked.

 

I'd thought I'd read it somewhere that you didn't have to unfreeze.... But perhaps that was for a similar topic.

 

Anyhow, thank you for the response!

Message 3 of 3
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