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Hey everyone,
I'm planning on an app spree some time in March and so I had a question about soft pull pre-quals if my reports are frozen and I already have the cards below:
1. Apple Card > Want to prequal GM Card
2. Cap One Venture > Want to prequal other Cap One cards
3. fnbo secured > Want to prequal Evergreen
For new cards, I'd obviously unfreeze first before trying the prequal, but if I already have the above cards, do I need to "un-freeze" my reports to do the soft-pull prequals for new cards?
Thanks for your insights!
For those pre-quals you must have your CRA or at least the one the cards pull respectively unlocked for even a SP despite them being your current creditors
Oh wow... didn't know that. Glad I asked.
I'd thought I'd read it somewhere that you didn't have to unfreeze.... But perhaps that was for a similar topic.
Anyhow, thank you for the response!