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Soft pulls for CLI

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codehavoc
Regular Contributor

Soft pulls for CLI

I have an AMEX Blue, Navy federal, Wells Fargo, Bank Of America, Discover It, Kay's , Best Buy, Macys. And I was wondering if I can get a CLI with any of these cards with a soft pull? I already did navy federal and I got an instant offer. I was wondering if the same will happen with my other cards.



Starting Score: Equifax 582 Experian 610 Transunion 620
Current Score: Equifax 693 Experian 751 Transunion 739
Goal Score: Equifax 730 Experian 750 Transunion 750


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Message 1 of 22
21 REPLIES 21
mongstradamus
Super Contributor

Re: Soft pulls for CLI


@codehavoc wrote:
I have an AMEX Blue, Navy federal, Wells Fargo, Bank Of America, Discover It, Kay's , Best Buy, Macys. And I was wondering if I can get a CLI with any of these cards with a soft pull? I already did navy federal and I got an instant offer. I was wondering if the same will happen with my other cards.

there is 3x cli for amex 61 days after you open it, and discover IT you can try for an sp cli on the site or via phone. They will tell you if an HP is necessary. Other cards I don't know what their policy i want to say boa is an HP , I am not sure. thouugh



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 22
codehavoc
Regular Contributor

Re: Soft pulls for CLI

Ok can I do the AMEX on line also or should I just call and ask for a SP?



Starting Score: Equifax 582 Experian 610 Transunion 620
Current Score: Equifax 693 Experian 751 Transunion 739
Goal Score: Equifax 730 Experian 750 Transunion 750


Take the myFICO Fitness Challenge



Message 3 of 22
mongstradamus
Super Contributor

Re: Soft pulls for CLI


@codehavoc wrote:
Ok can I do the AMEX on line also or should I just call and ask for a SP?

you can do it online it will ask you for your account number and you should be able to get result within few minutes



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 22
codehavoc
Regular Contributor

Re: Soft pulls for CLI

Ok I will try today



Starting Score: Equifax 582 Experian 610 Transunion 620
Current Score: Equifax 693 Experian 751 Transunion 739
Goal Score: Equifax 730 Experian 750 Transunion 750


Take the myFICO Fitness Challenge



Message 5 of 22
Anonymous
Not applicable

Re: Soft pulls for CLI

Macy's gave me a SP increase.

Message 6 of 22
codehavoc
Regular Contributor

Re: Soft pulls for CLI

Notfancy. Did you request it online or over the phone ?



Starting Score: Equifax 582 Experian 610 Transunion 620
Current Score: Equifax 693 Experian 751 Transunion 739
Goal Score: Equifax 730 Experian 750 Transunion 750


Take the myFICO Fitness Challenge



Message 7 of 22
baller4life
Super Contributor

Re: Soft pulls for CLI

BOA is usually alwas a hp

Message 8 of 22
codehavoc
Regular Contributor

Re: Soft pulls for CLI

Ok I just applied for a CLI with AMEX online and went from 2000 to 6000 instantly. So far so good



Starting Score: Equifax 582 Experian 610 Transunion 620
Current Score: Equifax 693 Experian 751 Transunion 739
Goal Score: Equifax 730 Experian 750 Transunion 750


Take the myFICO Fitness Challenge



Message 9 of 22
coldnmn
Mega Contributor

Re: Soft pulls for CLI


@codehavoc wrote:
Ok I just applied for a CLI with AMEX online and went from 2000 to 6000 instantly. So far so good

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 22
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