@Anonymous wrote:Looking at credit card lineups, to me the DC looks like Citi is making a play to make some lineup changes and try to get some market share. I do have access to some Citi exec level people at my 2nd job, and it seems to be a theme for them. I would expect in the next 24-36 months to see a bit of a shake up in Citi's card lineup. Scroll through some of the nice longer posts in this and other forums, and see how many people have multiple Chase cards. Then count the number with multiple Amex cards, capital one cards, and then count the folks carrying multiple Citi cards......... I see the DC as maybe not quite a loss leader, but a way to get into people's wallets. I guess when the second job fires up again in 6 weeks or so, I will have to put a few guys' feet to the fire
And maybe use a few of the chase guys to keep the fire going.
Hadn't thought much about it before, but I have more credit cards from Citi than from any other issuer!
@longtimelurker wrote:
@Anonymous wrote:Looking at credit card lineups, to me the DC looks like Citi is making a play to make some lineup changes and try to get some market share. I do have access to some Citi exec level people at my 2nd job, and it seems to be a theme for them. I would expect in the next 24-36 months to see a bit of a shake up in Citi's card lineup. Scroll through some of the nice longer posts in this and other forums, and see how many people have multiple Chase cards. Then count the number with multiple Amex cards, capital one cards, and then count the folks carrying multiple Citi cards......... I see the DC as maybe not quite a loss leader, but a way to get into people's wallets. I guess when the second job fires up again in 6 weeks or so, I will have to put a few guys' feet to the fire
Hadn't thought much about it before, but I have more credit cards from Citi than from any other issuer!
Have, or have had? 
@Anonymous wrote:
@longtimelurker wrote:Hadn't thought much about it before, but I have more credit cards from Citi than from any other issuer!
Have, or have had?
Both! I am now the proud owner of 4 Citi cards. Well, the owner anyway. Vs three from Chase and three from Amex
@longtimelurker wrote:
@Anonymous wrote:
@longtimelurker wrote:Hadn't thought much about it before, but I have more credit cards from Citi than from any other issuer!
Have, or have had?
Both! I am now the proud owner of 4 Citi cards. Well, the owner anyway. Vs three from Chase and three from Amex
you are certainly the minority. And if you look at the citi lineup, there are plenty of focused cards, but for average joe like me really only the DC is a viable option. I think I could come up with more BOA cards that would serve a purpose for me, and that is kinda scary. Hell even US Bank...The guys I work for at the country club seem to be more middle america focused than I would ever have believed from Citi. Then again I just always kinda figured Citi was a bit ivory towerish after they rejected me opening a savings account with 400 bucks when I was 16.
@Anonymous wrote:
@longtimelurker wrote:
@Anonymous wrote:
@longtimelurker wrote:Hadn't thought much about it before, but I have more credit cards from Citi than from any other issuer!
Have, or have had?
Both! I am now the proud owner of 4 Citi cards. Well, the owner anyway. Vs three from Chase and three from Amex
you are certainly the minority. And if you look at the citi lineup, there are plenty of focused cards, but for average joe like me really only the DC is a viable option. I think I could come up with more BOA cards that would serve a purpose for me, and that is kinda scary. Hell even US Bank...The guys I work for at the country club seem to be more middle america focused than I would ever have believed from Citi. Then again I just always kinda figured Citi was a bit ivory towerish after they rejected me opening a savings account with 400 bucks when I was 16.
I can think of at least two permanent cards of theirs I would keep. And two-three that I would churn.
@longtimelurker wrote:
@Anonymous wrote:Looking at credit card lineups, to me the DC looks like Citi is making a play to make some lineup changes and try to get some market share. I do have access to some Citi exec level people at my 2nd job, and it seems to be a theme for them. I would expect in the next 24-36 months to see a bit of a shake up in Citi's card lineup. Scroll through some of the nice longer posts in this and other forums, and see how many people have multiple Chase cards. Then count the number with multiple Amex cards, capital one cards, and then count the folks carrying multiple Citi cards......... I see the DC as maybe not quite a loss leader, but a way to get into people's wallets. I guess when the second job fires up again in 6 weeks or so, I will have to put a few guys' feet to the fire
Hadn't thought much about it before, but I have more credit cards from Citi than from any other issuer!
I'm in a similar boat. I don't have more Citi Cards necessarily (Two cards from Citi/Chase/Amex each), but my two Citi Cards are by far my "Go-To" spending cards.
But I really think if Citi wanted to compete with Chase/Amex by getting more of their cards in people's wallets, they wouldn't have gutted the Dividend. They should revamp its categories, provide TY Points instead of straight CB, and allow for the transfer of the TYP to a TY Premier or Prestige for travel rewards. That would really put Chase's feet to the fire because it directly competes with the infamous CSP-Freedom combo.
