Spoke with AMEX EO about Unicorn PC

[LS2982]

Was told I can call In on 4/8 and complete the PC.

Unfortunately I wouldn't get any signup bonus or waived AF for for the 1st year.



Doesn't sound like a good deal now....I wonder if they allow a PC to a revolver.

[jm00ser]

Wow really??? No waiving of the AF? Man...

I was totally banking on that as I was eyeing PRG! Unfortunate.

[drkaje]

At least you're getting a PC!

[LS2982]

Yea thats true but not sure if I want it now. Gotta do some more research.

Zync has the MRE points and all others are MR. The MR are valued more for travel right? Can that be used on any airline?

[Anonymous]

Ouch no PC and no waiving the fee ?

Wow thats  cold LS and sorry to hear that since you were looking forward to do this for some time now!

I would stay clear of Amex but i know how much you loved the PC so do whatever man and good luck

[drkaje]

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@LS2982 wrote:
Yea thats true but not sure if I want it now. Gotta do some more research.

Zync has the MRE points and all others are MR. The MR are valued more for travel right? Can that be used on any airline?

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Long term, it'll still help your average account age.

[LS2982]

I can still do the PC just no perks like you get cold apping (signup bonus/waived af)

[Cageym]

What did you ask to PC to?

[LS2982]

I believe I can go to any charge card but not sure of getting a revolver

[mikka1]

(sorry, hit the post button too early)

I'm not sure if it works in your particular sitiation, but why don't you want to do the following:

1) Try to apply for a revolver with Amex. As far as I know, as long as you are already an Amex member decline will only result in SP.

Can't give any specific advice on the card, but it is believed that Delta might be the easiest revolver to get.

If you are approved, then you'll have another card backdated to March 'XX (where XX is the year you opened your first Amex)

After approval you close your Zync and wait 2-3 months actively using your new revolver and then apply to whatever charge Amex you might want (e.g. PRG)

If approved for PRG as well, you will:

1) have 2 backdated Amex cards

2) still have Zync as closed on your report for many years as 1 more tradeline

3) have AFs for both cards waived for the 1st year

4) have signup bonuses for both cards

all for the price of 2 HPs...

I think this might be quite a good way ahead.

If declined for revolver now, you're not losing anything. Do you want to PC you Zync by yourself for a reason or is it the time when Amex started to force it?