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Spreading the PENFED FEVER!

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Anonymous
Not applicable

Re: Spreading the PENFED FEVER!

Plus a 3% fee right ?
Capone also counts on you using your card to mess up the advatage of the BT-
 
Many banks do for that matter-

FaircreditguyFL wrote:
Cap1 gave me a 1.99% for life and a 0% for 6 months. why would i not bt accounts?


Message 41 of 53
Anonymous
Not applicable

Re: Spreading the PENFED FEVER!



FaircreditguyFL wrote:
Cap1 gave me a 1.99% for life and a 0% for 6 months. why would i not bt accounts?


I think that's a pretty good opportunity.  Is there a BT fee associated with it?
I have a 0% APR + 3% fee offer with BofA right now.  If I had any balances, I would BT in a heartbeat...
I have a 1.9% no fee offer with AMEX right now.... I keep forgetting about that one.
 
I really don't think BT offers are that big of a deal.  In my experience, when I wanted to BT in the past and didn't have any current offers, all I did was call up a CCC and ask for a deal. 
Message 42 of 53
Anonymous
Not applicable

Re: Spreading the PENFED FEVER!

HOLY SH*T! PENFED APPROVED ME AFTER RECON LETTER WAS FAXED!
Message 43 of 53
Anonymous
Not applicable

Re: Spreading the PENFED FEVER!

Congrats Faircreditguy, do you mind sharing your EQ score?  Is that what they pulled for you too?  What limit did you get...
Thanks!
~aaagirl1
Message 44 of 53
Anonymous
Not applicable

Re: Spreading the PENFED FEVER!

FICO EQ is 705 or 709. I only asked for $5000 and approved for the same.
Message 45 of 53
Anonymous
Not applicable

Re: Spreading the PENFED FEVER!



FaircreditguyFL wrote:
HOLY SH*T! PENFED APPROVED ME AFTER RECON LETTER WAS FAXED!

 
Now you have the fever.  Smiley Very Happy
 
Congratulations.

Message 46 of 53
LuvsRetro
Frequent Contributor

Re: Spreading the PENFED FEVER!

Congratulations, Fair:
 
        It definitely pays to recon!  Seems when you talk to a real person, you always get better results.
 
            


Message Edited by teamfico on 02-18-2008 03:02 PM
10/01/2017 myFico EQ-778 TU-793 EX-781
11/01/2017 myFico EX-799, Barclays 11-4 Reported: EQ-796 TU-826 EX-799
Message 47 of 53
haulingthescoreup
Moderator Emerita

Re: Spreading the PENFED FEVER!


@teamfico wrote:
Congratulations, Fair:
It definitely pays to recon! Seems when you talk to a real person, you always get better results.


Ditto on the congrats!

I did mine over the phone. Poor CSR, I know that I babbled like an idiot Smiley Sad --but it worked! Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 48 of 53
Anonymous
Not applicable

Re: Spreading the PENFED FEVER!

What is a credit union? How do they Help You?
Message 49 of 53
SonorityGenius
Established Contributor

Re: Spreading the PENFED FEVER!



ddd wrote:
What is a credit union? How do they Help You?



Google it.
Message 50 of 53
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