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Spree Question... Expert analysis please :)

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degs138
Established Contributor

Re: Spree Question... Expert analysis please :)

I would have hit up discover first. You may want to wait 6 months then apply when you've paid down your current cards and your accounts age a bit.

FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 21 of 23
Jorgasm209
Valued Member

Re: Spree Question... Expert analysis please :)

Just a small Update:  So NFCU Visa for $15,900 and Lowes for $12,000 just hit my EX report this morning along with 1 INQ.... bumped my score +12 Pts.  UTI went from 18% to 4%.  Curious as to what will happen when the $15K NFCU CLOC hits, if anything.. and more important, when the Alliant SSL hits.  I'll update when they do.  


FICO 8 as of 3/23/16 - EQ-717 EX-736 TU-724
Message 22 of 23
lincar66
Frequent Contributor

Re: Spree Question... Expert analysis please :)

Lowes is known growing as long as tu score is good but discover is a weird animal they could be some a 25k limit in a year or they could be stuck at your starting limit for the rest of your life
Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????
Message 23 of 23
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