SpringLeaf Financial

[09Lexie]

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@xXIDaShizIXx wrote:

Well guys. I have yet to hear back from that job, so I guess thats a no go and my cars transmission went out. Bad news is its $2695.00 that we can't save. Good news is I was approved for a $1000 credit limit through GE towards the transmission. But thats just another payment on top of the extra cash. So yeah it is still rolling down hill.

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Sorry about the tranny.  Its still 'catch up' time for a lot of companies this week after the holiday.  Give it sometime. 

[xXIDaShizIXx]

Well the application officially closed today at 5 so maybe they will call me in sometime soon.

[the_jan_b]

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@xXIDaShizIXx wrote:

Well the application officially closed today at 5 so maybe they will call me in sometime soon.

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Thinking good thoughts for you... 

[xXIDaShizIXx]

Thanks that's all we are going on at this point.

[xXIDaShizIXx]

So it turns out I did not get the job and my hours have went down. I'm still not sure how we will get this move accomplished.

[efranklin23]

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@xXIDaShizIXx wrote:

I was accepted into a doctoral program on the other side of the United States. I don't have amazing credit, but it is fair. I need money for a uhaul, deposit, first  few months rent, utility connections and first month, and gas to get out there. We are moving from a place with a lower cost of living to a higher cost of living. We will both transfer to jobs we have had over the past year, so we will be continuously employed. Would Springleaf be an ok options for someone with fair credit for a 10,000 loan? We have no help from our families, so we don't have too many options. I realize all of the pitfalls of a place like this, but would it be a good option before I go and get my score pulled? I'm sorry if this is in the wrong subforum, I wasn't sure where to put it. Thank you so much for the help! If there are any other places to go let me know.

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I think you should try with a Credit Union first before going to SpringLeaf

[efranklin23]

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@xXIDaShizIXx wrote:

Its a 60 month term with up to 36 percent interest. It sucks but we can make the payments. Would it be worth doing it? We really need it, so we can move and get started. It should actually be paid off in about 4 years with the amount we can pay at 36 percent interest.

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This is way too high for a personal loan. That's highway robbery!

[longtime_lurker]

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@efranklin23 wrote:

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@xXIDaShizIXx wrote:

Its a 60 month term with up to 36 percent interest. It sucks but we can make the payments. Would it be worth doing it? We really need it, so we can move and get started. It should actually be paid off in about 4 years with the amount we can pay at 36 percent interest.

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This is way too high for a personal loan. That's highway robbery!

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IIRC Springleaf Financial declined him

[xXIDaShizIXx]

Yeah ive tried banks, credit unions, and sharks like springleaf. All denied due to lack of history.

[xXIDaShizIXx]

Its all been covered in the rest of the thread. I'm really not sure what to do. Should I pay to have all three scores again?