Stash Visa

[Creditplz]

My girlfriend wants to apply for this card, I haven't really heard about it all I know is that it has no FTF and seems like a decent card! What CR do they pull for the initial approval? And what scores would be in line for a approval? Her scores are all 685-700 Fico 8.

[Anonymous]

They pull transunion.  My score was 729 at the time of approval.

[Anonymous]

Just keep in mind:

1. Limited footprint.

2. AF second year.

3. Mediocre rewards (bonus, earn rate, cpp value).

With 685-700 scores, it might be worth aiming higher...

[Creditplz]

She just app'd and it said they can't give a decision at this time, they'll write to her in 5-7 days.. Is there any way to call to see the status? Or a CSR? Underwriting?

[noobody]

Her score is more than enough for a Synchrony card, call Credit Solutions?

[Anonymous]

Her score may be a little low for approval for a Synchrony Visa (would be fine for a Synchrony store card, but they can get a little more selective on the Visas/Mastercards) - good luck and I hope it all works out!

[Ysettle4]

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@noobody wrote:
Her score is more than enough for a Synchrony card, call Credit Solutions?

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Anything beyond a TU of 690 is nearly gauranteed.....nearly.

[Anonymous]

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@Ysettle4 wrote:

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@noobody wrote:
Her score is more than enough for a Synchrony card, call Credit Solutions?

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Anything beyond a TU of 690 is nearly gauranteed.....nearly.

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Depends on the card. Sam's Club Mastercard= 730 + if you don't want to risk being given the store card.

Plus, it also depends on what else is in her credit file, AAoA, etc. Nothing is entirely dependent upon score.

[Anonymous]

I read in another thread that Stash Visa approval start in the low 700

[Anonymous]

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@Creditplz wrote:
She just app'd and it said they can't give a decision at this time, they'll write to her in 5-7 days.. Is there any way to call to see the status? Or a CSR? Underwriting?

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Did she get a screen that looks like this?

If so, it may just be verification.