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They definately report to personal CR. Started this policy a couple of months ago (a few weeks after I was approved of course).
Pulled EX and TU.
Better if you have insurance through them but not nesscesary, will recon if denied. Can get card with scores as low as mid -high 600's as of August 2008.
Not instant but can call and check in a few days after app'ing.
@Creditaddict wrote:
Anyone know what they require? Good CL, based on the application does not look like they do anything instant... tapping fingers already.
I applied for State from visa last week was denied cause I have to many new accounts so if you have allot of new accounts forget it lol
I have car isurance with them my agent asked if I would like to apply.
I called to check the status of my application an I spoke with a young lady from there underwriting department. She told me my credit was good but I need to let my new accouts age for a year an then I can re apply an she was sure I could get approved then. There customer service reps where very nice.
Tell me about it !!!
There's quite a few irate posters on another credit board site who got the switch over like me.
Cancelling the card now is not really a good option either.
It's basically SD material except for a tank of gas and then imediate PIF once a month.