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Store Card Combination? Is it even possible?

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Anonymous
Not applicable

Store Card Combination? Is it even possible?

I have had a Justice store card for many years now.  Thankfully my teen has finally decided she no longer wishes to shop there, so I do not forsee using this card at any time in the near future.  The card is backed by Cap 1, but I'm not sure if there is any way to combine it with any other store card that I currently have.  I realize that before too much longer they will likely close it, as it has a zero balance and hasn't been used in at least a year.  I believe that the only other Cap1 store card I have is Kohl's, but is there even a way to combine them?  Is this something that can even be done, or is it just a matter of time until I lose that credit line?

Message 1 of 8
7 REPLIES 7
K-in-Boston
Credit Mentor

Re: Store Card Combination? Is it even possible?

While it is usually possible to reallocate credit lines among cobranded cards (like Delta and Starwood from Amex, or Marriott and United from Chase) I am not aware of any store card issuers that allow reallocation between credit lines.

Message 2 of 8
AverageJoesCredit
Legendary Contributor

Re: Store Card Combination? Is it even possible?

Won't happen, each store card has it's own underwriting and even if backed by same bank just doesn't happen. Sorry. Cool store name thoughSmiley Wink
Message 3 of 8
Anonymous
Not applicable

Re: Store Card Combination? Is it even possible?

I tried combining Lowes and HomeDepot cards and was unsuccessful.
Message 4 of 8
Anonymous
Not applicable

Re: Store Card Combination? Is it even possible?


@Anonymous wrote:
I tried combining Lowes and HomeDepot cards and was unsuccessful.

of course you had to jump in lol...funny

Message 5 of 8
AverageJoesCredit
Legendary Contributor

Re: Store Card Combination? Is it even possible?

The Lowe DepotSmiley Wink
Message 6 of 8
pizza1
Community Leader
Super Contributor

Re: Store Card Combination? Is it even possible?

short version? No.
Message 7 of 8
Anonymous
Not applicable

Re: Store Card Combination? Is it even possible?,

Thanks for the input everyone!  I figured it was a long shot.  I just hate to lose the credit line, but shouldn't be a big hit to my util anyway.  I already shredded the card since I don't use it... and if I did go in store they can look it up anyway.  I'll just let it go... and let it fall off on it's own at some point.

 

Thanks again!

Message 8 of 8
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