cancel
Showing results for 
Search instead for 
Did you mean: 

Store Charge Cards...

tag
Anonymous
Not applicable

Store Charge Cards...

  I currently have:
 
Best Buy in-store card:        $3100 CL
Kay Jewelers card:              $4100 CL
Sam's Club in-store card:    $950
 
I am wondering if I should keep these cards open, I rarely use them now that I've paid them off, and would much rather have everyday credit cards instead of simple store cards.  I was recently denied through BoA, from what they told me over the phone it was because I have sufficient available credit in comparison to my income.
 
I also have:
 
BoA (cosign) PLOC: $15000
Chase CC:                $400
Cap One:                  $500
Cap One 2:               $750
HSBC CC:                $1350
Amex Delta Gold       $2000, think of asking for CLI at activation.
   not reporting yet, just approved
 
I guess my main question is, do these store cards count toward overall available credit and I'm in fact suffering due to having them seen as such?
Message 1 of 1
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.