I currently have:
Best Buy in-store card: $3100 CL
Kay Jewelers card: $4100 CL
Sam's Club in-store card: $950
I am wondering if I should keep these cards open, I rarely use them now that I've paid them off, and would much rather have everyday credit cards instead of simple store cards. I was recently denied through BoA, from what they told me over the phone it was because I have sufficient available credit in comparison to my income.
I also have:
BoA (cosign) PLOC: $15000
Chase CC: $400
Cap One: $500
Cap One 2: $750
HSBC CC: $1350
Amex Delta Gold $2000, think of asking for CLI at activation.
not reporting yet, just approved
I guess my main question is, do these store cards count toward overall available credit and I'm in fact suffering due to having them seen as such?