Surprised with Citi DC

[Discover2016]

Just recieved it today and I was pleasantly surprised to see that it is a World Elite Mastercard with silver logo! I always thought those were for CL's 5,000+ like the Visa Signatures? Mine is only 2k, but hey, I am happy about it

[yfan]

Heh, it's a little weird how they do this. My limit is over $5K and I still seem to have a regular MC. But then I can log into the Mastercard Concierge app, which might mean I have at least the World version. Who the heck knows.

[thelethargicage]

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@yfan wrote:

Heh, it's a little weird how they do this. My limit is over $5K and I still seem to have a regular MC. But then I can log into the Mastercard Concierge app, which might mean I have at least the World version. Who the heck knows.

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www.binlist.net

Check the first 6 digits of your card number against the bin number database and let us know what it comes up as. I wonder if Citi is issuing WEMCs with no NPSL...

[Anonymous]

This has already been hapenning for quite a while, I believe.

My brother got his card as a WEMC for a 3.3k CL.

I believe everyone who's getting a new card this year automatically gets a WEMC.

[FinStar]

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@thelethargicage wrote:

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@yfan wrote:

Heh, it's a little weird how they do this. My limit is over $5K and I still seem to have a regular MC. But then I can log into the Mastercard Concierge app, which might mean I have at least the World version. Who the heck knows.

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www.binlist.net

Check the first 6 digits of your card number against the bin number database and let us know what it comes up as. I wonder if Citi is issuing WEMCs with no NPSL...

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You have asked the same question in different threads.  My Citi DC was issued as WEMC and has NPSL.  Others will likely need to get back to you on theirs (depending where you asked).

As far as other Citi WEMCs, the majority are also NPSL and report to CRAs as Flexible Spending Limit tradelines - examples: Dividend WE, TY Premier WE, Prestige WE, AA Executive WE... the list goes on.

[yfan]

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@thelethargicage wrote:

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@yfan wrote:

Heh, it's a little weird how they do this. My limit is over $5K and I still seem to have a regular MC. But then I can log into the Mastercard Concierge app, which might mean I have at least the World version. Who the heck knows.

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www.binlist.net

Check the first 6 digits of your card number against the bin number database and let us know what it comes up as. I wonder if Citi is issuing WEMCs with no NPSL...

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It comes up as Mastercard, credit, issued by Citi. But no designations. But then I put in 2 Visa Siggy numbers and they simply come up as Visa. I don't think that site shows any designation beyond the network.

[thelethargicage]

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@yfan wrote:

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@thelethargicage wrote:

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@yfan wrote:

Heh, it's a little weird how they do this. My limit is over $5K and I still seem to have a regular MC. But then I can log into the Mastercard Concierge app, which might mean I have at least the World version. Who the heck knows.

---

www.binlist.net

Check the first 6 digits of your card number against the bin number database and let us know what it comes up as. I wonder if Citi is issuing WEMCs with no NPSL...

---

It comes up as Mastercard, credit, issued by Citi. But no designations. But then I put in 2 Visa Siggy numbers and they simply come up as Visa. I don't think that site shows any designation beyond the network.

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Yeah, I just noticed that too.

[Anonymous]

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@thelethargicage wrote:

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@yfan wrote:

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@thelethargicage wrote:

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@yfan wrote:

Heh, it's a little weird how they do this. My limit is over $5K and I still seem to have a regular MC. But then I can log into the Mastercard Concierge app, which might mean I have at least the World version. Who the heck knows.

---

www.binlist.net

Check the first 6 digits of your card number against the bin number database and let us know what it comes up as. I wonder if Citi is issuing WEMCs with no NPSL...

---

It comes up as Mastercard, credit, issued by Citi. But no designations. But then I put in 2 Visa Siggy numbers and they simply come up as Visa. I don't think that site shows any designation beyond the network.

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Yeah, I just noticed that too.

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Interestingly, I checked all of my cards with binlist and the only card that had any special designation is my AARP, which is labeled "premier" under card category. It is a Visa Signature, but so are both of my other two Chase cards (and they were also originally issued as VS), and none of my other VSs, WMCs, or even my Double Cash WEMC ($1700 limit lol) have any special designation.

[kdm31091]

Mine was a 2.5k limit originally and came as a WEMC. Don't really care either way, but it's nice I guess.

[14Fiesta]

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@Anonymous wrote:

This has already been hapenning for quite a while, I believe.

My brother got his card as a WEMC for a 3.3k CL.

I believe everyone who's getting a new card this year automatically gets a WEMC.

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Interesting....Does this apply if I ask for a replacement card on an existing account this year? I may have to call Citi.....