cancel
Showing results for 
Search instead for 
Did you mean: 

Surprising Upgrade to Walmart Discover!

tag
laz98
Senior Contributor

Surprising Upgrade to Walmart Discover!

Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!  Very neat.  This will be my 1st Discover card ever!

Message 1 of 12
11 REPLIES 11
calihlove75
Established Contributor

Re: Surprising Upgrade to Walmart Discover!

Congratulations!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 2 of 12
firesoul453
Contributor

Re: Surprising Upgrade to Walmart Discover!

Thats awesome!

 

Does that discover give the same cash back as other discovers? 

My ultimate credit wish,
a JP Morgan Palladium card
Message 3 of 12
armbenderc
Valued Contributor

Re: Surprising Upgrade to Walmart Discover!


@laz98 wrote:

Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!  Very neat.  This will be my 1st Discover card ever!


What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?

 

I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.

 

Thanks.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 4 of 12
bichonmom
Senior Contributor

Re: Surprising Upgrade to Walmart Discover!

Congrats! I keep hoping they'll upgrade me soon. I just dont use my WM card much because I don't shop there often. What a nice surprise. Smiley Happy

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 5 of 12
laz98
Senior Contributor

Re: Surprising Upgrade to Walmart Discover!

Thank you everyone!  I'm pretty surprised by this.

 


@armbenderc wrote:

@laz98 wrote:

Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!  Very neat.  This will be my 1st Discover card ever!


What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?

 

I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.


My CL is $1,600, started at $700.  I got the card in July of last year.  My utilization right now is just over 60%.

Message 6 of 12
fuzzybean
Frequent Contributor

Re: Surprising Upgrade to Walmart Discover!

Can someone please explain the utilization to me?  Thank you.

Message 7 of 12
laz98
Senior Contributor

Re: Surprising Upgrade to Walmart Discover!


@fuzzybean wrote:

Can someone please explain the utilization to me?  Thank you.



Utilization is how much of your credit line you are using Smiley Happy

Message 8 of 12
armbenderc
Valued Contributor

Re: Surprising Upgrade to Walmart Discover!


@laz98 wrote:

Thank you everyone!  I'm pretty surprised by this.

 


@armbenderc wrote:

@laz98 wrote:

Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!  Very neat.  This will be my 1st Discover card ever!


What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?

 

I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.


My CL is $1,600, started at $700.  I got the card in July of last year.  My utilization right now is just over 60%.


Wow, congrat. I am waiting for it. I log in to check it everyday. My new fico update from wal-mart site is 700, and my credit is 2.9K with 10% uti, it was almost max 6 months ago but I pay it down rather fast and NO UPGRADE =\.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 9 of 12
laz98
Senior Contributor

Re: Surprising Upgrade to Walmart Discover!


@armbenderc wrote:

@laz98 wrote:

Thank you everyone!  I'm pretty surprised by this.

 


@armbenderc wrote:

@laz98 wrote:

Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!  Very neat.  This will be my 1st Discover card ever!


What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?

 

I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.


My CL is $1,600, started at $700.  I got the card in July of last year.  My utilization right now is just over 60%.


Wow, congrat. I am waiting for it. I log in to check it everyday. My new fico update from wal-mart site is 700, and my credit is 2.9K with 10% uti, it was almost max 6 months ago but I pay it down rather fast and NO UPGRADE =\.


I hope you get it soon!  I never expected to get it myself.  My newest Walmart FICO is only 703, so I'm not exactly skyrocketing past anyone in terms of score Smiley Happy

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.