@KJinNC wrote:
I got an Amazon Store Card with a $1,500 limit in May. I was pleasantly surprised, as my credit was pretty weak at the time. (Still is, really.)
In June, I called Credit Solutions (India) and asked for a bump up to $3k. They declined.
[...]
Probably should have asked for more by phone and negotiated down to whatever the maximum would be. Now I'm wondering, how long do I need to wait to try again? What is the optimal strategy for increasing a Sync CL (in my case, Amazon Store Card, if there's specific info for that)? I am a frequent Amazon shopper, so the card gets steady use with near-immediate payments to zero balance. Thanks!
IME/IMHO, wait 6 months but earliest 4 months after your last increase. I'm not sure you can negotiate over the phone, they'll always offer you whatever the system suggests; however, phone is more useful when you want more than 10k.
I have not found any evidence that acceleterating before or right after statement cut or paying off a deferred financing option early makes a difference in CLI outcomes.
