Synchrony Financial vs Synchrony Bank ?

[IaBoy62]

So I have several Synchrony Bank cards and several Synchrony Financial accounts that I sometimes use for the no interest payment plans.

When we talk about Synchrony exposure are we referring to both of those entities combined ?

I am sure I am no where near their maximum exposure but I am curious.

My TU FICO went up to 705 and I was approved for some MC/VISA cards instead of just the store versions like I was approved for in the past.

I will get rid of some dead weight if needed because I want my new MC/VISA cards to grow.

[Ysettle4]

Yes. Both combined.

[ddemari]

i love synch bank but i dont have any of their cards that fall under the synch financial arm. mostly because they are the furniture, healthcare, etc genre that give you a lot of financing deals and they dont give you soft pull luv. As I trimmed the fat on synch bank cards, I reduced a lot of my large limit store cards to make room for larger limits on the visa's and mastercards as I would find their larger limits a lot more useful than 10k on a gap store card.