Hi all. I've recently paid down a ton of debt, but because I have been in rebuild mode, I have pretty low CLs across most of my cards. I have 10+ inquiries from the last 2 years (6 <1yr), so I don't want to open any new accounts. Therefore, I've been focusing on CLIs.
I've got two Synchrony cards - PayPal and Venmo. PPMC CL is $400, Venmo CL is $1,000. Decided to try to get a CLI for both.
Venmo card - instant approval to $2,000 CL. PayPal - Denied.
I assume both are using the same VS4.0 score (currently 694, according the PPMC site), any reason why the inconsistency? Do these cards have different requirements? Thanks!
