@youngandcreditwrthy wrote:
you can get to 100k in syncb cards total before they get scared and start aa'ing. that's about it.
I'm about where youare for the second time in my life. I ask for clis monthly lol. on every card. they are not as generous or as slow as they used to be.
your limits fluctuate with your income and scores.
Just to clarify, you don't necessarily have to get to $100k to get Synchrony's attention... plenty of folks have experienced AA (complete shutdowns) well below $100k. I could provide links, but the threads are easy enough to find (sadly there are plenty of them).
I'll also add that $100k is a credit line cap for combined exposure across Synch accounts (there are a couple of outliers I've seen report going slightly over $100k, but they are definitely edge cases). In the past folks would lower a Synchrony credit line to make themselves eligible for addition credit on a different Synchrony account if they were close to $100k, but these days many folks will steer clear of getting anywhere close to $100k to be on the safe side.
Synchrony AA can be weird. While the triggers are often the usual suspects (high utilization, carrying high balances across multiple Synchrony accounts, etc.) sometimes they can be things that other issuers aren't generally concerned with. A few years ago there was a mass shutdown, and one of the 'common threads' for myFICO members were folks who had recently added an AU. That was a first, and we've not seen it happen since (at least not in numbers big enough to be noticable).
