Synchrony Total Exposure

[Creditaddict]

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@fury1995 wrote:
These are on the block for me.

JCP $7,500
Home Design $12,000
Lumber Liquidators $3,500

Keeping:
Sam's Club MC $10,000
Amazon $10,000
Lowes $17,000
TJX MC $5,000 (for now)
Care Credit $8,500

That'll keep me at $50K leaving room to grow

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I think I will kill my JCPenney Personal too.

[12njoy]

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@Creditaddict wrote:

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@fury1995 wrote:
These are on the block for me.

JCP $7,500
Home Design $12,000
Lumber Liquidators $3,500

Keeping:
Sam's Club MC $10,000
Amazon $10,000
Lowes $17,000
TJX MC $5,000 (for now)
Care Credit $8,500

That'll keep me at $50K leaving room to grow

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I think I will kill my JCPenney Personal too.

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CA, how much exposure do you with business and personal?

[Creditaddict]

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@12njoy wrote:

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@Creditaddict wrote:

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@fury1995 wrote:
These are on the block for me.

JCP $7,500
Home Design $12,000
Lumber Liquidators $3,500

Keeping:
Sam's Club MC $10,000
Amazon $10,000
Lowes $17,000
TJX MC $5,000 (for now)
Care Credit $8,500

That'll keep me at $50K leaving room to grow

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I think I will kill my JCPenney Personal too.

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CA, how much exposure do you with business and personal?

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Business looks like around $45,000 right now.

[Ron1]

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@Creditaddict wrote:

Just closed Ebay MC $5500

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Sorry to hear!!!  

Ron.

[Ron1]

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@Creditaddict wrote:

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@12njoy wrote:

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@Creditaddict wrote:

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@fury1995 wrote:
These are on the block for me.

JCP $7,500
Home Design $12,000
Lumber Liquidators $3,500

Keeping:
Sam's Club MC $10,000
Amazon $10,000
Lowes $17,000
TJX MC $5,000 (for now)
Care Credit $8,500

That'll keep me at $50K leaving room to grow

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I think I will kill my JCPenney Personal too.

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CA, how much exposure do you with business and personal?

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Business looks like around $45,000 right now.

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You got more business accounts than me.

Ron.

[Creditaddict]

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@Ron1 wrote:

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@Creditaddict wrote:

Just closed Ebay MC $5500

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Sorry to hear!!!  

Ron.

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I closed it!

[Ron1]

Do you have PayPal MC or PayPal Credit? You still buy stuff at eBay?

Ron.

[Creditaddict]

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@Ron1 wrote:

Do you have PayPal MC or PayPal Credit? You still buy stuff at eBay?

Ron.

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I have PayPal Credit and Ebates which is better for Ebay Purchases than Ebay Credit Card because the ebay credit card rewards can't be used until you hit $25 or something... maybe $10 but much better to have it all on my ebates account.

[Ron1]

That's good. I have both PayPal Credit from Comenity and PayPal Credit to buy stuff at eBay. I like my Ebates Visa. I earned a lot of cash back by using the card.

Ron.

[securingourfuture]

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@Ron1 wrote:

CA,

$100K is the max exposure including business (even not PG) and personal. You are getting close. You need to be careful.

Ron.

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I hit my limit today when I called in to CLI on Sam's. I had to close my BP visa (never use it) to get the CLI. I'm closing a bunch of them after the new year. I know the 5 or 6 I want to keep. Still love Synchrony though. No creditor has ever shown me so much luv!