Synchrony cards

[Anonymous]

Purpose of thread is to just get a quick recap of what happened without having to read 64 pages. Is my thread considered trolling because I have a 20K card..?

[Meanmchine]

Quick recap ---- 99.75% of Synchrony customers are unaffected by this.  To quote Dirty Harry " Do you feel lucky "

[Anonymous]

It's a test to see who the mean machines are.

[RonM21]

I still have my Walmart & Lowes cards. No issues so far, but I guess it can happen any time.

[Creditplz]

I had multiple 25k cards didn't do anything wrong for them to close my cards... Never overcharged and always PIF, ran 5k through them in 3 months time, scores are above 740 Fico8.. Who knows? Haha

[Anonymous]

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@Creditplz wrote:

I had multiple 25k cards didn't do anything wrong for them to close my cards... Never overcharged and always PIF, ran 5k through them in 3 months time, scores are above 740 Fico8.. Who knows? Haha

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I hear ya.  Same also.  I have been paying all Sync cards in full right now.  Wanted my wood flooring in another month but I think I will skip it.  I think there's more to this than we know.  All who have had their cards closed/locked did nothing wrong.  Should not be an issue as far as credit is concerned.  I hope they know that all the "good" customers are not using their cards and they are losing $$$

And I did check a couple of my bigger accts today again.  

[pipeguy]

No issues with my Sync cards, Aamzon $8k, Sams $10k, Lowes $30k - generally PIF every month, escept for Lowes when I'm carrying a low interest "project" balance.  

Comenity....don't even go there....

[thummel]

I have marvel,TJX,PayPal,and Evine and mine are still checking out ok. I'm not using any of them currently until they settle down a bit. I did have some massive balances report this month so I'm staying clear of them for any reason for right now.

[Anonymous]

Any consensus as to whom Synchrony is likely to target?

[masscredit]

I haven't been following this subject so subscribing to see what's going on.  I have three of their cards - Lowes - $17K, Walmart - $15K and JCP at $10K. I'll probably do one more round of CLI requests then be done if I get them or not.   There are months when I don't use the cards and months when they are used often.  Currently taking advantage of a 12 month 0% financing offer on the Walmart card. This is the first time carrying a balance on one of their cards.