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Synchrony high limits?

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masscredit
Senior Contributor

Synchrony high limits?

What are some high limits that people are seeing from Synchrony?  Don't know if it matters which store the card is for. I think people get high limits from Lowes.  I'm wondering if my Walmart and JCP cards will work up to $10K plus? 

EQ - 693 / TU - 664 / EX - 675

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 1 of 11
10 REPLIES 10
FinStar
Moderator Emeritus

Re: Synchrony high limits?


@masscredit wrote:

What are some high limits that people are seeing from Synchrony?  Don't know if it matters which store the card is for. I think people get high limits from Lowes.  I'm wondering if my Walmart and JCP cards will work up to $10K plus? 


SYNCB CLs can go pretty high for some of their co-branded/dual cards - even some store cards can reach pretty high.  For Walmart and JCP stores, yes CLs can be higher than $10K.

Message 2 of 11
jacetx
Valued Contributor

Re: Synchrony high limits?

I got approved for Lowe's for $2k and did a recon to $16k.

Message 3 of 11
pipeguy
Senior Contributor

Re: Synchrony high limits?

Sam's Club, Amazon and Lowes can go $20k to $35k in the case of Lowes - CareCredit can go well over $10k too.

Message 4 of 11
Anonymous
Not applicable

Re: Synchrony high limits?

I have 4 25k cards with synchrony, however, anything above 25k may trigger a income verifcation. My friend received a 35k limit but had to verify his income with w2's etc. 25k is the sweet spot with them assuming your income and credit profile support it. very good lending bank, you can max out their cards, leave revolving limits and they wont shut you down. ( do not recommend this)

Message 5 of 11
12njoy
Super Contributor

Re: Synchrony high limits?


@masscredit wrote:

What are some high limits that people are seeing from Synchrony?  Don't know if it matters which store the card is for. I think people get high limits from Lowes.  I'm wondering if my Walmart and JCP cards will work up to $10K plus? 


@Anonymous Mastercard @$11,000

@Anonymous Mastercard @$20,000

@EBates Visa @$20,0000

@TJX Mastercard @$15,000

@Anonymous Visa @$2,500

@Anonymous store card @$2,500

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 6 of 11
UFGuy2006
Established Contributor

Re: Synchrony high limits?

I have a SAMs MC at 35k, Walmart at 20k and Amazon Prime Store at 10k.
Message 7 of 11
taxi818
Super Contributor

Re: Synchrony high limits?


@12njoy wrote:

@masscredit wrote:

What are some high limits that people are seeing from Synchrony?  Don't know if it matters which store the card is for. I think people get high limits from Lowes.  I'm wondering if my Walmart and JCP cards will work up to $10K plus? 


@Anonymous Mastercard @$11,000

@Anonymous Mastercard @$20,000

@EBates Visa @$20,0000

@TJX Mastercard @$15,000

@Anonymous Visa @$2,500

@Anonymous store card @$2,500


Still wondering how you got a 20k pay pal. My 3k seems pultry. are you calling or going on chat?.

Message 8 of 11
FinStar
Moderator Emeritus

Re: Synchrony high limits?


@taxi818 wrote:

@12njoy wrote:

@masscredit wrote:

What are some high limits that people are seeing from Synchrony?  Don't know if it matters which store the card is for. I think people get high limits from Lowes.  I'm wondering if my Walmart and JCP cards will work up to $10K plus? 


@Anonymous Mastercard @$11,000

@Anonymous Mastercard @$20,000

@EBates Visa @$20,0000

@TJX Mastercard @$15,000

@Anonymous Visa @$2,500

@Anonymous store card @$2,500


Still wondering how you got a 20k pay pal. My 3k seems pultry. are you calling or going on chat?.


@Anonymous's because 12njoy is AWESOME!  Smiley Tongue ... I think he went through Credit Solutions but I could be wrong.  I have both eBay MC & PPL MC, each @ $7K.

Message 9 of 11
taxi818
Super Contributor

Re: Synchrony high limits?


@FinStar wrote:

@taxi818 wrote:

@12njoy wrote:

@masscredit wrote:

What are some high limits that people are seeing from Synchrony?  Don't know if it matters which store the card is for. I think people get high limits from Lowes.  I'm wondering if my Walmart and JCP cards will work up to $10K plus? 


@Anonymous Mastercard @$11,000

@Anonymous Mastercard @$20,000

@EBates Visa @$20,0000

@TJX Mastercard @$15,000

@Anonymous Visa @$2,500

@Anonymous store card @$2,500


Still wondering how you got a 20k pay pal. My 3k seems pultry. are you calling or going on chat?.


@Anonymous's because 12njoy is AWESOME!  Smiley Tongue ... I think he went through Credit Solutions but I could be wrong.  I have both eBay MC & PPL MC, each @ $7K.


oh my good Oh my goodness. you have both Fin? How?. I know i can use another email address to apply but i thought they would match up my Social  and know who i was. So i did not app for the Ebay. Im not even sure its available now. will check.
Yep. Still offered
ebay.PNG
Message 10 of 11
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