@Kevin86475391 wrote:
I'm looking at an older TransUnion credit report I had saved from last year that I got through a credit monitoring service. On that report under the Inquiries section it lists "Reqular Inquiries," which are hard pulls and "Promotional Inquiries," which are the soft pulls.
@humuhumunukunukuapua'a wrote:
SP's can also be coded as AR or Account Review, in additional to promotional inquiries - just fyi to help AverageJoe find them more easily since he is looking for the soft pulls.
Thanks Kevin / Humu for all your info. Still havent seen anything other than regular inquiries but am going to keep an open eye. I will probably try to purchase individual reports here at myfico just to see how that plays out as i havent done so. I did just try the 3b report plan and is interesting to see all the other models used. When i do see these for 1st time ill be sure to let everyone know 